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New Phone Security Setup

Got a new phone? Follow this checklist to set it up securely from the start. These steps apply to both Android and iPhone.

You’ll need:

  • Your new phone fully charged
  • WiFi connection
  • 30-45 minutes of time
  • Access to your email for verification codes

  • Set up fingerprint/face unlock
  • Create a 6-digit PIN (minimum) as backup
  • Set screen timeout to 30 seconds
  • Disable “Show notifications on lock screen” for sensitive apps
💡 PIN Tips

Avoid: 123456, your birth year, repeated digits (111111) Good: Random 6+ digits you can remember

  • Android: Enable Find My Device (Settings > Security > Find My Device)
  • iPhone: Enable Find My iPhone (Settings > [Your Name] > Find My)
  • Verify you can locate your phone from another device
  • Check for system updates (Settings > Software Update)
  • Install all available updates
  • Enable automatic updates

  • Sign in with your existing account (or create new)
  • Enable two-factor authentication
  • Add a recovery phone number
  • Add a recovery email
  • Review recent account activity for suspicious logins
  • Install your password manager (Bitwarden recommended)
  • Sign in and verify passwords sync
  • Enable biometric unlock for the password manager
  • Set vault timeout to 5 minutes
ℹ️ Note

If you don’t have a password manager yet, see our Password Managers guide.


  • Review which apps can access location
  • Set to “While Using” for maps and delivery apps
  • Disable for apps that don’t need it
  • Disable location history if you don’t need it
  • Camera: Only apps that need it (video calls, banking)
  • Microphone: Only apps that need it (calls, voice messages)
  • Contacts: Only essential apps (WhatsApp, calling app)
  • SMS: Only banking apps

Android:

  • Settings > Privacy > Ads > Delete advertising ID
  • Disable “Opt out of Ads Personalization”

iPhone:

  • Settings > Privacy > Tracking > Disable “Allow Apps to Request to Track”
  • Settings > Privacy > Apple Advertising > Disable “Personalized Ads”

  • Google Play Store (Android) or App Store (iPhone) only
  • Never install APK files from websites or WhatsApp
  • Password Manager (Bitwarden, 1Password)
  • Authenticator App (Google Authenticator, Authy)
  • Your bank’s official app (verify it’s the real one)

Before installing any app, check:

  • Developer name matches the official company
  • High number of downloads
  • Recent updates
  • Good reviews (not generic/fake looking)

  • Install from official app store
  • Enable two-step verification
  • Set privacy settings (see WhatsApp Security Guide)
  • Review linked devices
  • Sign in to your email app
  • Verify 2FA is enabled
  • Check connected apps and revoke unknown ones

  • Install your bank’s official app only
  • Enable all security features offered
  • Set transaction alerts (SMS and email)
  • Enable biometric login
  • Install from official app store
  • Set up UPI PIN (different from phone PIN!)
  • Enable transaction notifications
  • Set daily transaction limits if available
🚨 UPI PIN Security

Never share your UPI PIN with anyone. Bank employees will NEVER ask for it. You only enter it when YOU initiate a payment.


Android:

  • Settings > System > Backup
  • Enable “Back up to Google Drive”
  • Verify what’s being backed up

iPhone:

  • Settings > [Your Name] > iCloud > iCloud Backup
  • Enable iCloud Backup
  • Tap “Back Up Now” to create first backup
  • App data
  • Call history
  • Device settings
  • Photos (if enabled)
  • SMS messages

Before you consider setup complete:

  • Can you unlock with fingerprint/face?
  • Is your password manager working?
  • Are all important accounts using 2FA?
  • Can you locate your phone using Find My Device?
  • Are automatic updates enabled?
  • Is backup configured and working?

  • Use official phone transfer tools (Samsung Smart Switch, Apple Quick Start)
  • Transfer via backup restore
  • Sign into apps rather than transferring app data when possible
  • Sign out of accounts on old phone
  • Factory reset old phone before selling/disposing
  • Remove SIM card from old phone

  • ❌ Don’t install “cleaner” or “booster” apps
  • ❌ Don’t download apps from links in messages
  • ❌ Don’t give unnecessary permissions “just in case”
  • ❌ Don’t use simple PINs like 1234 or birth dates
  • ❌ Don’t skip the software updates